The PlanMember Program – A Time-tested Approach to Retirement Planning

The PlanMember Services Program helps take the guesswork out of retirement investing through comprehensive membership services designed to make it easy for members to establish their personal retirement saving and investment strategy. These valuable services are delivered through a simple planning system and provide members with the foundation to help them achieve a financially secure retirement.

1. Personalized Plan and Savings Analysis — A personalized plan and savings analysis helps members establish their retirement income goals, estimate savings needs, calculate projected Social Security and/or state retirement system benefits and recommends a model PlanMember Portfolio that meets their personal investor profile.

2. Professional Investment Advice — Members can benefit from professional investment advisory services and recommendations, including mutual fund selection and portfolio management services by experienced PlanMember investment professionals.

3. Annual Retirement Plan Review — This yearly planning check up helps members stay on track with their long-term goals by recommending adjustments to their savings amounts and investment strategies as their life circumstances change.

4. Ongoing Education and Support — Members stay informed and actively involved in their plan through a variety of education and support services that include a toll-free service center, 24/7 online account access, planning calculators and tools, quarterly consolidated statements, membership newsletters, financial market updates and a personalized PlanMember membership card.

The PlanMember Services Program also offers a wide range of investment options designed to help meet the unique needs of each member. Choices include the broadly diversified PlanMember Elite Portfolios that are professionally managed according to a proven approach to retirement investing. Or, members can choose to self-direct their investments and select from two guaranteed fixed account options^1,2 and more than 900 mutual funds from over 20 of the nation’s most recognized fund families.

Click to out find more about PlanMember’s retirement solutions for individuals and the many valuable benefits of membership provided through the PlanMember Services Program.

¹ Guaranteed fixed account option not available through all plans
² Guarantees and benefits are subject to the claims-paying ability of the underlying insurance company

Before investing in any mutual fund carefully read the prospectus(es) which contain information about investment objectives, risks, charges, expenses and other information all of which should be carefully considered before investing. For current prospectus(es) call (866)509-2238. Investing involves risk. The investment return and principal value will fluctuate and, when redeemed, the investment may be worth more or less than the original purchase price.